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Our client centered investment philosophy is based on the following principles:

We believe implementing a personalized investment plan for our clients is paramount to securing long-term investment success.


We believe high fees result in performance drag and rob from long-term investment performance.  Therefore, we strive to keep our clients’ portfolio over all fee structure low.  No load mutual funds, low cost exchange traded funds, and individual stocks are our assets of choice when building client portfolios.


We "eat our own cooking" by investing in many of the same investments we recommend.  We believe this properly aligns our interests with our clients’ and ensures we only offer strategies in which we have the utmost confidence.


We believe asset allocation decisions have the greatest impact on long-term portfolio performance.  Therefore, properly matching our clients' goals and objectives with an appropriate asset allocation program is our primary concern.


We believe changes in asset allocation should be driven primarily by changes in our clients' financial situation, with secondary consideration given to changing market and economic conditions.


We believe diversifying across a range of asset classes is essential to minimize risk and enhance returns.


We believe ongoing communication with our clients is essential to long-term investment success.


We believe our independence gives us flexibility to provide our clients with a wide array of world class investments.  We are not bound to any proprietary product.  We recommend what’s best for our clients.


We believe that, by putting our clients first, we achieve more together.  Contact us to learn more about how our client focused, strategic investment planning can help you reach your financial goals.


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